General Terms and Conditions of Use for Talao's Wallet Backend

Web3 Digital Wallet - Talao
September, 2024

1. Acceptance of Terms

By accessing or using the Wallet Backend Provider (the "Service"), provided by Web3 Digital Wallet, a simplified joint-stock company (SAS), SIREN 910 399 435 (RCS Chartres), with its registered office at 112 Rue des Tuileries, 28260 Saint-Ouen-Marchefroy, France ("Web3 Digital Wallet"), you ("User" or "Customer") agree to abide by and be bound by these terms and conditions. If you do not agree with these terms, you must refrain from using the Service.

2. Description of Service

The Service provides organizations and companies with a platform to create, manage, and customize their digital wallets for handling verifiable credentials (VCs) through mobile and web interfaces. Users can configure branding, security settings, SSI profiles, issuer marketplace options, user management, and more according to the features available.

The Service is offered to two categories of users:

  • Paid Users: Customers who pay a fee for the use of the Service and its associated support and features.
  • Evaluation Users: Users provided with temporary access under a separate agreement, such as for testing, evaluation, or under an NDA. Evaluation Users have restricted access and limited support and must not use the Service for production purposes.

3. Service Registration

Access to the Service requires registration and account creation. You must provide accurate and complete information during the registration process. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Scope of License

The Service grants the User a non-exclusive, non-transferable license to use the platform solely for the purposes of configuring and managing digital wallets within the organization.

  • Paid Users: The license is granted for production use, including full access to features, customizations, integrations, and support as specified in the chosen plan.
  • Evaluation Users: The license is granted only for temporary testing and evaluation purposes, subject to restricted features and without production deployment rights.

Any form of resale, sublicensing, or redistribution is strictly prohibited unless expressly authorized under a separate agreement with Web3 Digital Wallet.

5. Use of the Service

5.1. User Content

The Service allows you to upload and configure various elements, including logos, titles, colors, and descriptions, for wallet customization. You are responsible for the accuracy and appropriateness of this content. You must ensure that no content uploaded infringes upon the rights of third parties or violates any applicable laws.

5.2. Prohibited Uses

You agree not to:

  • Use the Service for any unlawful purpose.
  • Engage in any activity that could disable, overburden, or impair the Service’s functionality.
  • Attempt to gain unauthorized access to any part of the Service.

6. User Management

The Service includes a comprehensive user management system allowing organizations to add, modify, and suspend user accounts associated with their organizational wallets. As an Administrator, you can also define user roles, grant permissions, suspend wallets, and manage access rights.

6.1. User Roles and Permissions

Users of the Service can be assigned different roles, such as Legal Representative, Administrator, Employee, Manager, or Support. It is the responsibility of the Customer to ensure that roles and permissions are assigned accurately and reviewed periodically to prevent unauthorized access or data misuse.

6.2. Suspension and Reactivation

Administrators have the right to suspend or reactivate wallets based on internal policies or for security reasons. The suspension of a wallet will temporarily prevent the associated user from accessing or presenting verifiable credentials until the wallet is reactivated.

7. Data Privacy and Security

The Service processes data provided by Users to configure and customize wallet settings. Users must ensure that any data uploaded complies with relevant privacy regulations, including the EU General Data Protection Regulation (GDPR). We take appropriate measures to protect your data from unauthorized access, but the security of transmissions via the internet cannot be guaranteed.

7.1. Data Storage

All personal data and configuration settings are stored in compliance with European data protection regulations. We implement industry-standard encryption and security protocols to safeguard data integrity and confidentiality.

7.2. Data Processing for International Users

For international users outside the EU, data processing will comply with applicable regulations in the region where the data is being processed. Users must ensure that any international transfer of data complies with local regulations and that adequate safeguards are in place.

8. Customization Options

Users have access to the following customizable features within the Service:

  • Branding Options: Logos, colors, welcome screens, and titles.
  • Security Settings: Authentication methods, PIN codes, and user consent for interacting with issuers and verifiers.
  • SSI Profiles: Configuring ecosystems like EBSI, DIIP, and HAIP, or setting custom profiles.
  • Issuer Marketplace: Adding, configuring, and managing links to verifiable credential issuers.
  • Blockchain Integration: Selecting supported blockchains and custom RPC nodes.
  • User Permissions and Roles: Managing roles and permissions for wallet users.

9. Changes to the Service

For Paid Users, Web3 Digital Wallet will provide a minimum notice period of 60 days for any discontinuation of the Service. This notice period allows Paid Users adequate time to adjust their usage or terminate the Service.

For Evaluation Users, the Service may be updated, modified, or discontinued at any time without notice, as evaluation access is provided on a temporary basis and may be subject to frequent updates.

10. Intellectual Property

All intellectual property rights in the Service, including but not limited to software, documentation, and design, remain the property of Web3 Digital Wallet or its licensors. Users are granted no ownership rights to any part of the Service.

11. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. Web3 Digital Wallet does not warrant that the Service will be uninterrupted or error-free. This disclaimer does not affect any statutory warranties that cannot be excluded under applicable law.

12. Limitation of Liability

12.1 For Paid Users

The maximum liability of Web3 Digital Wallet for Paid Users shall be limited to the amount paid by the User for the Service in the 6 months preceding the event giving rise to the claim.

12.2 For Evaluation Users

Evaluation Users are provided the Service "as-is" with no warranties, and Web3 Digital Wallet shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the Service.

12.3 General Exclusions

Web3 Digital Wallet shall not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits or revenue, arising from third-party actions, hacking, or factors beyond its control.

13. Termination

We may terminate or suspend your access to the Service at our sole discretion, without prior notice, if you violate these Terms or engage in any conduct deemed harmful to the Service or other users.

14. Governing Law

These Terms shall be governed and construed in accordance with the laws of France. Any disputes arising out of or in connection with the use of the Service shall be subject to the exclusive jurisdiction of the courts in France.

15. Amendments

We may amend these Terms at any time by posting the updated terms on our website or through the Service interface. Continued use of the Service following any such amendments constitutes your acceptance of the new terms.

16. Legal Mentions

The Service is provided by Web3 Digital Wallet, a simplified joint-stock company (Société par Actions Simplifiée - SAS), registered under SIREN number 910 399 435 (RCS Chartres), with its registered office at 112 Rue des Tuileries, 28260 Saint-Ouen-Marchefroy, France.

Email: [email protected] Website: https://talao.io

17. Contact Information

For any questions or concerns regarding these Terms, please contact us at: [email protected] 

English 🇺🇸🇬🇧